• Meet the team
• How we differ
• Contact Us

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• Debt Management Plans
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Because debt advice is a non regulated area the services, fees and experience from firm to firm are varied and wide.  With this in mind, Debt Plan Ireland feels it is important for you as a consumer to understand what we do and how we do it.  The areas discussed below should be queried with any firm or organization or Government Agency that you seek to engage with.

Debt Plan Ireland is a founding member of the Debt Management Association of Ireland (DMAI).    Check out the DMAI website here

How We Differ:

• Efficient Professional Service

You can expect to receive contact within 24 hours of your inquiry. Debt Plan Ireland prides themselves on their efficient process which in turn means that you will take advantage of having your situation dealt with immediately. All details discussed with our advisors are kept strictly private and confidential

All creditors dealt with holistically Debt Advice services from time to time choose not to deal with some creditors in the same way as they do others. For instance you might find that one agency will not deal with a particular creditor for whatever reason. This can have a huge impact and can result in court appearances, judgments or even custodial sentences. At Debt Plan Ireland every creditor is dealt with equally and therefore will have a more realistic chance of working.

• 100% of clients are managed for payments to creditors

Debt Plan Ireland is expert in the area of Debt Management. It is evident to Debt Plan Ireland that if a plan is not managed month on month the likelihood is that the plan will not work. For this reason Debt Plan Ireland manage all clients’ plans maximizing the success of each individual plan.

• Nationwide Presence

Debt Plan Ireland has Debt Management Plans in operation in every county of the country. We have appointed agents spread across the county in order to reach to those that need us. Most of our clients can engage with Debt Plan by post email and phone, however in the event of needing a face to face meeting this can be arranged with an Agent of Debt Plan in most circumstances.

• Full transparency on fees and risks

Debt Plans are an informal solution to financial difficulties and albeit can be the best option for a client a Debt Plan carries its own risks and does not offer guarantees. Unlike other debt advice services Debt Plan Ireland only charges fees to clients that engage in a debt plan and do not charge any fees for the advice or assessment of a client. Through our code of best practice and terms and conditions that are set out prior to any engagement Debt Plan Ireland offers full transparency.

• Advisors have significant experience negotiating with financial institutions

Debt Plan Ireland was the first wholly owned and managed Debt advice company in Ireland. As a result our staff and negotiators hold significant experience in dealing with Debt Management Plans and all staff and advisors come from a banking or financial services background. We are one of very few Debt management Companies that operate all its services and month to month payment services in the Republic of Ireland

• Recognised software system to manage accounts

Our software system is a successfully operated system in other jurisdictions capable of managing payments on behalf of thousands of clients on a month to month basis. This gives Debt Plan Ireland the unique ability to keep on top of our clients payments both for the client and the creditor that many other providers cannot do or rely on outsourced companies to manage these themselves.